:root{--b:#0b4f82;--o:#f26a0f;--bg:#f4f7fa;--t:#1c2733}
*{box-sizing:border-box}body{margin:0;font:17px/1.65 system-ui,"Segoe UI",Arial,sans-serif;color:var(--t);background:var(--bg)}
a{color:var(--b)}.w{max-width:1100px;margin:auto;padding:0 20px}
header{background:#fff;border-bottom:3px solid var(--o);position:sticky;top:0;z-index:9}
header .w{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:6px 20px;padding:8px 20px}
header img{height:46px;width:auto;display:block}
nav a{display:inline-block;padding:7px 10px;color:var(--b);font-weight:600;text-decoration:none;border-radius:6px}
nav a:hover,nav a.on{background:var(--b);color:#fff}
.sos{background:var(--b);color:#fff;font-weight:700}.sos .w{display:flex;flex-wrap:wrap;gap:2px 22px;padding:7px 20px;justify-content:center;font-size:15px}
.sos a{color:#fff;text-decoration:none}.sos b{color:#ffb27a}
.hero{background:linear-gradient(135deg,#0b4f82,#07365b);color:#fff;padding:56px 0}
.hero h1{font-size:clamp(28px,5vw,46px);margin:0 0 14px;line-height:1.15}.hero p{max-width:650px;font-size:19px}
.btn{display:inline-block;background:var(--o);color:#fff;padding:12px 22px;border-radius:8px;font-weight:700;text-decoration:none;margin:6px 8px 0 0}
.btn.alt{background:#fff;color:var(--b)}.btn:hover{filter:brightness(1.08)}
section{padding:34px 0}h1,h2,h3{line-height:1.25}h2{color:var(--b);font-size:28px;margin:0 0 16px}
.g{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:18px}
.c{background:#fff;border-radius:12px;padding:20px;box-shadow:0 2px 8px #0001;border-top:4px solid var(--o)}
.c h3{margin:0 0 8px;color:var(--b)}.c p{margin:0 0 12px}.c.hl{border-top-color:var(--b);background:#eaf3fb}
.cta{background:var(--o);color:#fff;border-radius:14px;padding:26px 28px;display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between}
.cta h2{color:#fff;margin:0 0 4px}.cta p{margin:0}.cta .btn{background:#fff;color:#a63f00}
.nr{font-size:34px;font-weight:800;color:var(--o);line-height:1.1;display:block}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 2px 8px #0001}
td,th{padding:12px 14px;border-bottom:1px solid #e3e8ee;text-align:left;vertical-align:top}th{background:var(--b);color:#fff}
.tw{overflow-x:auto}.note{background:#fff3e8;border-left:5px solid var(--o);padding:12px 16px;border-radius:6px;margin:16px 0}
mark{background:#ffe066;padding:0 3px}.chips a{display:inline-block;margin:0 8px 8px 0;padding:6px 14px;border-radius:20px;background:#fff;border:2px solid var(--b);text-decoration:none;font-weight:600}
.pg{padding:30px 0}.pg h1{color:var(--b);font-size:clamp(26px,4vw,38px);margin:0 0 10px}.pg h2{margin-top:30px}
ul.l{padding-left:22px}ul.l li{margin:5px 0}footer{background:#10263a;color:#cfd8e1;padding:28px 0;font-size:15px}footer a{color:#fff}
.ib{width:48px;height:48px;border-radius:12px;background:#eaf3fb;display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.ib svg{width:28px;height:28px;fill:none;stroke:var(--b);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.o{stroke:#f26a0f}
.c.hl .ib,.cta .ib{background:#fff}.cta .ib{margin:0}.ci{display:flex;gap:16px;align-items:center}
.hi{display:flex;align-items:center;gap:12px}.hi .ib{margin:0;flex:none;width:42px;height:42px}
@media print{header,.sos,footer,.btn{display:none}}